ETA - Your green breakdown and insurance provider.   The ETA provide award winning breakdown cover and quality green insurance products. The ETA is a completely carbon neutral organisation, and a not-for-profit organisation, so all revenue goes into improving services and campaigning for a greener and safer transport system in the UK.   Being a member of the ETA also has additional benefits such as a weekly e-zine the Apple, keeping you up to date with green motoring news and events, plus discounts from a number of ethical or ‘green’ organisations. www.eta.co.uk

Great value for money and ethically aware

Many home-owners think that the destruction of a flood or a burglary won’t affect them. But these disasters could happen to any of us, so it’s important to have home insurance that covers us for all eventualities.

Only last month, the Environment agency warned that one in six homes in the UK was at risk of flooding. The problem of joblessness, caused by the recession, seems also to have resulted in an increase in domestic burglaries throughout England and Wales. Official quarterly crime figures published by the London police in April of this year revealed an unexpected 25% increase in personal theft and a 4% rise in domestic burglaries. It has never been more important to get reliable insurance for your home and its contents.

When it comes to buying insurance, however, many customers go for a ‘one size fits all’ approach – that is, if it says it protects, it does. However, there are myriad factors to consider before purchasing. Some things you might like to think about are whether you get cover for the entire structure of your house - from the roof to walls and fences and even to outhouses and sheds, as well as permanent fixtures within the home. If you’re equally nervous about looking after what lies inside your house, you may want to have a more active glance at contents insurance and whether you will be liable for “New for Old” replacement plan, which some companies do offer. It basically means that the policy stays up to date with the most recent price of your item and you are subsidised correctly.  

For a more detailed guide to various policies and the ins-and-outs of what they do (or don’t do) have a browse of the internet. You might want to check out Co-operative Insurance’s website for more information not just on house insurance, but also on how to be eco-friendly in the home. The website has a long list of ways to support the environment. For example, it promotes “ecotricity,” a replacement for electricity which is committed to cutting down CO2 emissions.